Ways To Save Money On Insurance!
Saving Money Tips from MAC Insurance Agency.
•Improve your credit – Insurance Carriers often use credit when coming up with rates. •Take Defensive Driving – Taking defensive driving can save you up to 10% for 3 years on your car insurance premiums. •Consider Raising Your Deductibles – Higher Deductibles result in lower premiums. •Don’t skimp on liability coverage – having the right amount of coverage not only protects your assets, it also shows that you a more responsible potential client to Insurance Companies. These carriers in turn offer better pricing based on your history of being responsible. •Pay in full – Some Carriers give discounts to people who pay their entire policy in full for the year •Set up automatic payments - Some Carriers give discounts to people who set up automatic payments for their policies. •Education – Some carriers give discounts for being a good student. Others give discounts if you are in college, a college graduates or have other higher degrees.
These are only a few tips to help you save money. For more, please contact us directly and we would be happy to help you find a great policy at a great price!
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•Set up an emergency plan – Review that plan with everyone in your household. •Create an emergency kit – Make sure it includes the necessities such as food & water, flashlights, batteries, first aid kits, radios and other items your family may need. Make sure supplies will last at least 72 hours, or even longer. •Have an evacuation route – if you need to leave your home due to an emergency, know where you are going. •Be aware of your surroundings – Make sure you car is safe. If possible, move your car away from trees, power lines or other things that could damage it in a storm. •Follow Official Instructions – Follow all instructions from your local authorities concerning emergency updates, evacuation or other safety notifications. Check Radio, TV or other media for emergency info. •Develop a Family Communication plan – Create an emergency contact list and keep it on you at all times. Enlist a friend or relative out who lives out of state to be a point of contact for family members to call and let everyone know they are safe. Make sure everyone knows how to send text messages as sometimes in a severe storm or event phones will not work, but texting will. •Buy a generator – A small, portable generator comes in very handy for prolonged power outages. •If you are involved in an accident or emergency situation it is very important you contact your insurance provider as soon as possible. Failure to do so could result in denial of claim due to late reporting. •If you need to make repairs to your home or business after a emergency, make sure all contractors provide certificates of insurance, copies of licenses and get multiple estimates.
Flooding, Fires, Hurricanes. Natural Disasters often come without warning. Be prepared in advance with a few tips from MAC Insurance Agency.